Alabama Insurance Adjuster Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Prepare for the Alabama Insurance Adjuster Test. Enhance your readiness with flashcards and multiple choice questions, complete with hints and explanations. Gear up for your exam!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

Which statement about the Federal Employees Compensation Act is TRUE?

It provides federal government insurance for civilian employees
It covers only military personnel
It is limited to only work-related injuries
It is optional for federal employees

The correct answer is: It provides federal government insurance for civilian employees

The Federal Employees Compensation Act (FECA) provides federal government insurance specifically for civilian employees who sustain work-related injuries or illnesses. This program ensures that these employees receive necessary medical care and compensation for lost wages related to their work conditions. The intent of FECA is to protect the workforce under federal employment from the financial burdens that can stem from occupational hazards. While there may be certain limitations on the coverage regarding the specifics of work-related injuries (and military personnel are typically covered under separate regulations), the central aspect of FECA is its focus on insuring civilian federal employees. It does not extend to military personnel, nor is it optional; participation in the benefits offered under this act is compulsory for those who qualify as civilian federal workers. Therefore, the accurate statement highlights the critical role of FECA in providing support to federal civilian employees in the event of work-related incidents.