Alabama Insurance Adjuster Practice Exam

Disable ads (and more) with a membership for a one time $2.99 payment

Prepare for the Alabama Insurance Adjuster Test. Enhance your readiness with flashcards and multiple choice questions, complete with hints and explanations. Gear up for your exam!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What type of damages did Ricky receive for his paralysis in his lawsuit against XYZ Stadium?

Punitive damages
Special damages
General damages
Compensatory damages

The correct answer is: General damages

In the context of Ricky's lawsuit against XYZ Stadium for his paralysis, general damages apply because they are intended to compensate for non-economic losses that stem from an injury. General damages cover losses related to pain and suffering, emotional distress, and loss of enjoyment of life, all of which are particularly relevant in the case of a serious injury like paralysis. This type of damage is more subjective and does not have a specific monetary value associated with it like medical bills or lost wages. General damages acknowledge the long-term impact that such an injury can have on a person's quality of life and overall well-being. Therefore, when a jury awards general damages, they are validating the intangible harms suffered by Ricky due to his paralysis, which aligns with what he would seek in a legal claim of this nature.