Alabama Insurance Adjuster Practice Exam

What is the total medical cost for all passengers combined in Kelly's accident?

1. $75,000

2. $100,000

3. $50,000

4. $125,000

The correct answer is: $75,000

The total medical cost for all passengers combined in Kelly's accident is determined by assessing the individual medical costs incurred by each passenger involved in the incident. In the context of the question, when the option presents a figure such as $75,000 as the total, it means that this amount accurately reflects the aggregate expenses related to medical treatments after the accident. To clarify this, consider that the total medical costs are typically calculated by adding up the medical bills from hospitals, doctors, rehabilitation services, and any other related medical expenses for each passenger involved. If all the calculations and available data indicate that the cumulative costs amount to $75,000, then this figure is representative of the total financial burden experienced by the injured parties as a result of the accident. A figure like $100,000 or $125,000 would suggest higher medical expenses that were not supported by the individual data, while a figure like $50,000 would indicate an underestimation of the costs incurred. Therefore, presenting $75,000 demonstrates an accurate accounting of the total medical costs incurred by all passengers involved in the incident.