What consequence does Janet face due to her inaction regarding her property?

The correct answer indicates that Janet faces denial of her insurance claim due to her inaction regarding her property. In the context of insurance, policyholders have certain responsibilities to protect their property and minimize risks. If a property owner, like Janet, fails to take necessary precautions or neglects required maintenance, this can lead to a situation where an insurer may deny a claim.

Insurance policies often include clauses requiring the insured to maintain their property in good condition and take reasonable steps to prevent damage or loss. If evidence shows that Janet did not adhere to these obligations—such as failing to secure her property or ignoring warning signs of potential issues—her lack of action could directly result in the insurer rejecting her claim.

Understanding this principle reinforces the importance of actively managing one’s property not just for personal safety but also to ensure compliance with insurance policy terms. Insurers expect policyholders to mitigate risks, and failure to do so can have significant financial repercussions, including the denial of claims when a loss occurs.