Alabama Insurance Adjuster Practice Exam

According to the Workers' Compensation law, which of the following qualifies as a "Dependent Child"?

1. A minor child under 18 living outside the deceased's household

2. A 1-year-old granddaughter living in the deceased's household at time of death

3. An adult child who is a full-time student

4. A child who is disabled and over the age of 18

The correct answer is: A 1-year-old granddaughter living in the deceased's household at time of death

The definition of a "Dependent Child" under Workers' Compensation law includes specific criteria about living arrangements and age. In this case, a 1-year-old granddaughter living in the deceased's household at the time of death qualifies as a "Dependent Child." This is because a dependent child often refers to a direct descendant who is reliant on the deceased for support, and living in the household typically enhances that dependency status, especially for a minor. The age of the child also plays an important role; minors, particularly those under 18, are generally classified as dependent. Since the granddaughter is 1 year old and living in the household, she meets both the age and living arrangement criteria necessary for classification as a dependent child. Other options may involve family members or children of an age that makes them independent, but since they do not meet all requirements stipulated by Workers' Compensation law regarding dependency and residency, they do not qualify in the same way as the granddaughter does in this scenario.